Rocket Money Reviews

Rocket Money offers several key features and benefits designed to help users manage their finances effectively:

• Subscription Management: Tracks and manages all subscriptions, making it easy to cancel unwanted services.
• Spending Insights: Provides detailed breakdowns of spending habits, helping users understand where their money goes.
• Budgeting Tools: Allows users to create and monitor budgets by category, ensuring they stay on track with their financial goals.
• Bill Negotiation: Identifies bills that can be reduced and negotiates on behalf of users to secure better rates.
• Savings Automation: Automatically saves money based on users' spending habits, helping to avoid overdraft fees.
• Credit Score Monitoring: Offers access to complete credit reports and alerts users to important changes in their credit score.
• Custom Alerts: Sends notifications for upcoming bills, low balances, and other important financial events.

These features aim to empower users to save more, spend less, and take control of their financial lives. The app is available for free with optional premium features for enhanced services.

Rocket Money offers both free and premium plans. The free plan allows users to track accounts and create budgets. For those who want additional features, the Premium plan is available for a subscription fee, typically ranging from $6 to $12 per month. Premium members receive a 7-day free trial to explore the enhanced features. Additionally, Rocket Money provides a Bill Negotiation service, charging a fee based on 35% to 60% of the first year's savings if successful in reducing costs.